Personal Loan
Need funds for a personal or commercial requirement? Personal loans can be the ideal solution. We Provide you instant funds for any financial need that you may have. Whether you want to go on a vacation or plan a marriage or pay for emergency medical costs.
Get loans up to Rs.75 lakhs and that too without any collateral. The interest rate starts at 10.99% per annum (“p.a.”). The documentation is simple to get funds at the earliest.
Benefits of Personal Loan
Optimal quantum
We Provide loans ranging from Rs.50,000/- (Rupees Fifty Thousand Only) upto Rs.75 lakhs (Rupees Seventy Five Lakhs Only). So, whatever your financial needs, you can avail of an optimal quantum of loan.
Flexible repayment
The repayment tenure ranges between 12 and 60 months. You can choose a suitable tenure to repay the loan which is affordable to you. What’s more, you can also prepay a part of the loan if you have surplus funds at your disposal during the tenure of the loan.
Collateral-free loans
You don’t have to pledge any collateral security to avail of personal loan. The loan is unsecured and is issued based on your income and other personal loan eligibility parameters.
Affordable interest rates
The loan interest rates start at 10.99% p.a. only. Affordable, isn’t it?
Easy application and documentation
Applying for instant personal loan is simple, and the documents required for the personal loan are minimal too. You can get an instant in-principal approval and get the loan sanctioned.
The personal loan eligibility criteria vary across salaried and self-employed borrowers. Here’s a quick look at personal loan eligibility for a salaried person –
| Nature of employment | Employed with an MNC, public limited company, or private limited company |
|---|---|
|
Age |
21 years to 60 years
|
|
Minimum monthly income |
Corp Salary borrowers: Rs. 25,000 Non-Corp Salary borrowers: Rs. 30,000 |
|
Minimum educational qualification |
Graduation |
|
Work experience |
At least one year |